Money Mapping: Three Steps to Clear Financial Goals

When creating your life vision, where do you begin? With inspiration! Read on to learn how to find inspiration for your vision.

Are Square or Stripe Capital Loans for You?

When creating your life vision, where do you begin? With inspiration! Read on to learn how to find inspiration for your vision.

Vaishali Shah sits down with Charlotte Talks to discuss the tax system

Copper Seed founder and coach Vaishali Shaw recently sat down with Mike Collins of WFAE’s Charlotte Talks to discuss the complexity of the current tax climate.

Ebb and Flow

It’s the end of the year as I write this, and my daughter and I are taking a much-needed break from the business of life by spending a few days in Florida. We’ve been fortunate to have warm weather and beautiful sun. Watching the rhythm of the ocean has made me...

Inflation, Interest Rates, and Fed Policy Explained

In April 2022, after the Federal Reserve made its first rate increase in about 3 years,  we suggested some financial moves to take advantage of still low interest rates at the time. We’re now revisiting the inflation and interest rate conversation for two reasons:...

The Power of Multiple Streams of Income

By Vaishali Shah and Sophie Carpenter   Cash flow fuels our financial growth, and in the modern economy, achieving financial freedom requires more than just saving. The budgeting mentality puts a lot of emphasis on reducing expenses. But, you can only reduce your...
How I Launched a Business During a Pandemic

How I Launched a Business During a Pandemic

Several of my clients have asked how I was able develop the financial flexibility to launch a business during a pandemic. This decision wasn’t easy, but was the culmination of a 20-year financial journey. And the lessons I’ve learned underpin how I approach...

US Employees Overwhelmed by Financial Stress

US Employees Overwhelmed by Financial Stress

COVID-19 has been shining a light on a deep-rooted issue that existed before the pandemic—US employees are overwhelmed by financial stress.  PricewaterhouseCooper’s 9th annual Employee Financial Wellness Survey, conducted in January 2020, before the pandemic, revealed...

A Cash Emergency Fund is More than Defense

A Cash Emergency Fund is More than Defense

Financial advisors typically advise holding six to twelve months of expenses in a cash emergency fund. This cash reserve, a strong defensive tool, will weather you through life's challenges. But, this fund can also play a role in a strong offensive strategy. Life...

Financial Foundations 3: Don’t Give Up Your Mocha Yet

Financial Foundations 3: Don’t Give Up Your Mocha Yet

Not ready to give up your daily mocha? If your daily coffee run brings you joy, eliminate other spending first. While these steps don’t replace living within your means and avoiding credit card debt, followed diligently, they can free up a decent amount of cash: Avoid...

Financial Foundations 2: Cash Flow

Financial Foundations 2: Cash Flow

In our last post, Financial Foundations 1: Balance Sheet, we introduced the concept of net worth and showed you how to track your financial progress and set goals using a monthly balance sheet. Today, we'll discuss how to reach these goals by tracking your cash flow....

Financial Foundations 1: Balance Sheet

Financial Foundations 1: Balance Sheet

Once you’ve established your “20 Mile March,” how do you track your progress along your journey? The key tool is your personal balance sheet. Your balance sheet tracks your assets and liabilities so you know your net worth at any point in time. Here’s how it works:...