In April 2022, after the Federal Reserve made its first rate increase in about 3 years,  we suggested some financial moves to take advantage of still low interest rates at the time. We’re now revisiting the inflation and interest rate conversation for two reasons:...

By Vaishali Shah and Sophie Carpenter   Cash flow fuels our financial growth, and in the modern economy, achieving financial freedom requires more than just saving. The budgeting mentality puts a lot of emphasis on reducing expenses. But, you can only reduce your...

By Sophie Carpenter Have you ever found yourself staring at a blank page, struggling to find the motivation to work on a project? That frustrating feeling can be hard to overcome. Staying inspired is necessary to fight burnout and to guide you on a fulfilling journey....

Today, we'll challenge the popular advice of keeping an emergency fund of 3 to 6 months for financial emergencies. We believe that 3 months is simply not enough. A cash emergency fund plays a crucial role in your long-term financial plan, acting as a shock absorber...

Establishing a culture of family philanthropy is like growing a garden. In gardening, there's a practice called companion planting. It refers to multiple kinds of plants being grown close together for various benefits. For example, tomatoes face fewer pests and...

“One is often so busy doing life that it is easy to avoid evaluating whether you are putting your energy in the direction you value most.” ― Deborah Day   Do you find it easy to get caught in "doing life?"  Life happens, and, as we tackle the day-to-day, we can...