Copper Seed’s Coaching Benefits Your Employees

Delivering Financial Wellbeing

We’ll help your employees understand and simplify their finances and reach financial security.

Copper Seed Coaching

Through education and coaching, we help your employees understand personal finance, develop a sound plan, and implement the behaviors and processes necessary to reach sound footing and begin the financial journey to the life they love.

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How Copper Seed Helps Your Employees

At Copper Seed, we recognize that:

54% of employees say personal finance causes them more stress than all other factors combined.*
Half of employees preoccupied by finances lose over hours of work productivity weekly.**
88% of employees want to run financial decisions by an expert when making an important decision, facing a life event, or experiencing a financial crisis.
Financial education helps your employees make more of their income. Every decision an employee makes to reduce debt, eliminate excess fees, and reduce interest payments, for example, frees up cash flow to build security.

*PwC’s 9th annual Employee Financial Wellness Survey COVID-19 Update, PwC US, 2020
**PwC’s 8th annual Employee Financial Wellness Survey, PwC US, 2019

Copper Seed can help. Through education and coaching, we help your employees understand personal finance, develop a sound plan, and implement the behaviors and processes necessary to reach sound footing and begin the financial journey to the life they love.

Copper Seed is committed to your employees’ success. We work in a fiduciary capacity, committed to sound financial education and planning. We do not sell financial products and do not offer investment management services or investment advice, so we are not compensated by assets under management.

Group Offerings

2-hour Group Education

Participants learn:

Basics of personal finance–How to determine financial health and track progress
How to tackle debt
Basics of investments, retirement accounts, insurance and estate planning
Action steps to begin the journey to a stronger financial position

4-hour Group Workshop

Participants learn:

Covers the same information as in the 2-hour educational session
Students complete activities during class and create a more personalized plan to tackle financial issues they are facing
Hands-on and interactive learning

Individualized Offerings

Topic-Specific Planning

Provides individualized feedback on the client’s specific issue—cash management, debt-paydown, retirement planning, educational planning, etc.

Review the client’s current financial position
Include the client’s area-specific goals
Develop a plan to reach those goals
Support plan implementation
Review and adjust as needed

Individualized Coaching

One-on-one coaching to help clients understand their financial position, develop a comprehensive financial plan, and establish routines & behaviors to support achievement.

Two one-hour sessions for months 1-3
One one-hour session for months 4-6
Phone call/email to touch base as needed
Evaluate at the end of the time to determine further need

See detailed process below.

Steps to Individualized Coaching

Aggregate Financial Data

We aggregate financial data including assets, liabilities, and cash flow,. We then teach the client how to determine their financial health and identify areas of strength and needed improvement. Finally, we help the client recognize their financial processes and attitudes.

Develop a Plan

We combine this information to create a financial plan including debt paydown, increasing savings, and preparing for retirement while balancing lifestyle and other goals. We teach the client to implement this plan in a step-wise manner while establishing processes and habits to support success.

Monitor and Adjust

Knowing that changing behaviors takes time and adjustment, we monitor progress with the client and adjust the plan as needed. We anticipate that by the end of six months, the client has largely reached a point of independence with this stage, and reevaluate any remaining needs.

What Copper Seed Coaching Can Do For You!

Eliminate Debt

If you pay off $10,000 of credit card debt accruing 20% interest, you will free up about $2,000 of annual cash flow.

Develop Simple Routines

We can help you develop simple routines to avoid unnecessary late fees and interest payments saving you hundreds of dollars annually.

Navigate a Major Life Event

Go into a major event, like buying a home, knowing what you can afford, what questions to ask, and how the purchase affects your overall financial plan.